LEBANON - The Public Relations Unit of the Central Bank of Lebanon announced that, as part of its ongoing efforts to regulate electronic financial operations, the bank issued Basic Decision No. 13790 on 09/01/2026 regarding Electronic Payment Services Providers.

The circular was prepared based on best practices and international standards while considering the specifics of the Lebanese market and local financial operations. It aims to create a clear legal and regulatory framework for electronic payment providers, enhancing compliance and safeguarding users’ rights.

For the first time in Lebanon, the circular classifies providers into the following categories:

• Category A: E-Money Services

• Category B: Local Money Transfer Services

• Category C: Cross-Border Money Transfer Services

• Category D: Money Collection Services

• Category E: Payment Facilitators

Each category requires a specific capital (LL 50 billion, except Category E: LL 25 billion) with 15% frozen at the Central Bank. Providers must also pay an annual fee of LL 3 billion per category. A maximum of 1,200 agents is allowed per company (except Category E), with the requirement to open a branch in a governorate before appointing agents there.

The circular also sets general conditions for all categories and specific requirements per category, ensuring clarity in operational and regulatory standards.

The Central Bank emphasizes its commitment to updating circulars and regulations to keep pace with technological developments, ensure the safety and sustainability of electronic payment systems, and strengthen trust in them.